The range of illnesses covered and additional features of serious illness cover make good advice critical.
Serious illness cover pays a tax-free lump sum in the event you are diagnosed with a number of specified serious illnesses. There are over 40 such illnesses covered on a typical policy. The chances of a healthy male aged 20-40 suffering a Heart Attack or Stroke before the age of 65 are 1 in 4, and the chances of a healthy female aged 20-40 suffering from Cancer, Heart Attack or Stroke before the age of 65 is 1 in 5. Given these figures, it is worth your while providing financial security against this contingency.